Benefits of Membership
 Membership has many benefits...
Flexible & Convenient Loans
We have several loan products and members can apply for loans as soon as they join. Most of our loans are fully insured (for free), against death.
Dividend on Savings
Every year we aim to pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings (some conditions apply, please ask if you require more information). Dividends are paid at the discretion of the Board and vary between accounts. Terms and Conditions apply.
No Loan Fees*
We aim to offer a professional service at all times. There is no setting up fee for our standard loans, or settlement fee for early redemption. *Except secured loans
Pay by Direct Debit/Standing Order
Arrange a Direct Debit/Standing Order payment from your bank and be sure of regular payments to your Credit Union account.
Member Services
Take advantage of a host of additional member services available including our members’ lottery and insurance services. See our Insurance Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information explore the different sections of this web site.
Easy Access To Your Savings Requests for withdrawals can be made in person at a Branch, by Post, at a Collection Point, by FAX or online on the secure area of the website (NOT the on-line enquiry form). Note that for reasons of security email or telephone requests are not allowed.
Click to  Download Membership Application Form Nov09 (362.1kb)
Click here for more information on how to withdraw your savings.
First Savers:
LCCU also has a range of savings accounts for the under 18s.
Click below to:
Download First Saver Application Form - March 09 (258.4kb) (Use for First Saver & First Saver Loyalty Accounts)
Download Child Trust Fund Application - March 09 (265.3kb) | 
09 September 2010
