Borrow £250 - £20,000

Rates from 4.9% APR to 42.6% APR dependent on circumstances, loan amounts and our lending policy.

It’s easy to apply and we aim to provide a quick, fair, affordable decision*.

Borrow less than £1000

A loan for up to £1000 could be used to cover that unexpected emergency such as your car breaking down or simply to improve your purchasing power.

  • Borrow between £250-1000
  • Borrow over a maximum of 12 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

 

42.6

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £1001 to £2000

A loan for £1001-2000 could be used to cover some home improvements or simply to improve your purchasing power.

  • Borrow between £1001-£2000
  • Borrow over a maximum of 24 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

34.5

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £2001 to £3000

A loan for £2001-3000 could be used to treat yourself to a well deserved holiday or simply to improve your purchasing power.

  • Borrow between £2001-£3000
  • Borrow over a maximum of 36 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

26.8

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £3001 to £5000

A loan for £3001-5000 could be used to cover that dream trip away, refurbish your home or simply to improve your purchasing power.

  • Borrow between £3001-£5000
  • Borrow over a maximum of 48 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

19.6

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £5001 to £7500

A loan for £5001-7500 could be used to cover the wedding you are planning or simply to improve your purchasing power.

  • Borrow between £5001-£7500
  • Borrow over a maximum of 48 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

12.7

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £7501 to £10000

A loan for £7501-10,000 could be used to cover those refurbishments to your home or simply to improve your purchasing power.

  • Borrow between £7501-£10000
  • Borrow over a maximum of 48 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

6.9

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

Borrow £10001 to £20000

A loan for £10,001-20,000 could be used to buy your dream new car or perhaps a new extension

  • Borrow between £10001-£20000
  • Borrow over a maximum of 60 months
  • A decision made as quickly as possible*

 * Decisions may be slightly longer in peak periods.

4.9

% APR

Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.

Apply now...

How much do you need?

This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Leeds Credit Union cannot be held responsible for any errors or omissions. Please note your final payment may be at a reduced amount.

What makes our loans different?

  • They are tailored to you – Whether you need a school uniform, to pay for a wedding, or an extension for your home, our loans are built around you.
  • Competitive, fair interest rates - that are capped by Credit Union legislation.
  • We take care when offering you a loan – Unlike some other lenders we will never encourage you to pay more than you can afford.

Who can apply?

Anyone may apply for a loan as follows:

  • Existing members of the credit union.
  • If you are new to the credit union you can apply too, but you must meet one of the criteria below and fill in the new member parts of the application.
  • New members can apply if:

- you live or work in Leeds, Wakefield, Harrogate or Craven

- you are a resident of certain housing associations such as Circle Housing or Affinity Sutton

- you work for one of our 'Select' employers or a Unison member in Leeds or Wakefield, or a member of Unite in Yorkshire, Durham, Teeside and Northumberland - click here for a full list.

Repaying the loan

You can choose the period over which you repay the loan, depending on the amount borrowed.

There are a number of ways in which you can repay the loan - through your bank or building society, payroll deduction from your employer, or by Benefit Direct.

How long will it take for a decision

We always aim for a quick decision on all loans. However, it is important that you answer all questions accurately and we may ask for additional information. Decisions may take longer at peak times as our loans are very popular.

*Subject to credit checks and providing the appropriate information. Please ask for a personal illustration.

Apply Now

To start saving or to apply for a loan with the credit union apply here now.

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